Cell Phones Wireless Companies Warn Shareholders About Future Financial Risks From Electromagnetic Radiation

Below we have a slide show of Telecom warnings followed by Insurance Companies who do not insure for electromagnetic fields. In fact, electromagnetic fields are considered “pollutants”. We hope you will download these slides and share them widely.

“Pollution Conditions (PC) Exclusions

Pollutants are commonly defined as any solid, liquid, gaseous, or thermal irritant or contaminant including smoke, soot, vapors, fumes, acids, alkalis, chemicals, hazardous substances, hazardous materials, and/or waste materials including medical, infectious, and pathological wastes at levels in excess of those that occur naturally. Also, generally included are electromagnetic fields, mold matter, Legionella pneumophila, and, in some cases, microbial matter, specifically viruses or viral matter.”- Contractors Professional Liability in a COVID-19 Era, IRMI

“From data privacy regulations to 5G technology implementation, a combination of notable slow-burning risks likely to impact the re/insurance industry over the long-term and new risks whose loss-making potential is often short-term have landed on Swiss Re’s SONAR report for 2019.”- The top risks that pose a threat to the insurance industry, according to Swiss Re, July 2019

“You’ve heard about 5G, the new standard for cellular mobile communications designed to give customers super-fast broadband connections, sharper cell phone service and better wireless connectivity for Internet of Things/connected device technology such as autonomous cars. Swiss Re said 5G, along with its potential, presents plenty of added risks ranging from new health concerns to cyber exposure worries and political risks.” Beware of All the Added Risks That 5G Mobile Networks Will Bring: Swiss Re, Carrier Management, 2019

ARKANSAS INSURANCE ELECTROMAGNETIC FIELD

“This insurance does not apply to any liability, damages, loss, injury, demand, claim or “suit” that arises out of, or allegedly arises out of, exposure to or the presence of “electromagnetic fields and/or electromagnetic radiation” whether such “pollutant” is alone or combined with any other substances or factors, whether included in a product or otherwise. This exclusion applies regardless of whether such exposure occurs within or outside a building.”

Insurance Companies offer special coverage called an environmental insurance product for EMFs.

EMF’s are defined as a “pollutant” by many insurance companies requiring special risk coverage. Read the Willis insurance company article on EMF’s entitled, “Electromagnetic Fields: More than just an eyesore.”

“Owning, buying or selling a property with EMFs nearby can turn into a financial disaster – particularly as more science and studies further demonstrate rising health concerns in addition to potential diminution in value claims.”

“The warning in your smartphone” by Dr. Anna Young published by Ferris University of Sydney Business School

Dr. Anna Young‐Ferris published an article in The Responsible Investment Association of Australia:

“Contingent liabilities that arise from the threat of litigation for smartphone manufacturers and service providers are one of the major investment risks. So much so that telco companies could be the next wave of ‘sin stocks’.”

Read it here.

Geovital: A review of the UNSW Sydney ‘faculty of law’ program: Risks, regulations and liability around exposing other people to wireless technology EMF radiation

The educational program at the University of New South Wales (UNSW) was aimed at lawyers, school principals, union representatives and others with an interest in radiation exposure, its legal ramifications and liability. This seminar was the first of its kind to be held in Australia and attracted professionals from across the country. Presentations were made by the following experts on various subjects related to radiation exposure. Read it here